Medicare

 UNDERSTANDING TRAVEL INSURANCE & MEDICAREMost seniors traveling abroad have health coverage through Medicare. Here are some important considerations when considering which travel insurance plans work best for you.Medicare Doesn’t Cover Foreign Travel​With very few narrow exceptions, Medicare does not cover medical care outside the United States. Standard Medigap or Supplemental plans C, D, F, G, M, and N provide foreign travel emergency health care coverage when you travel outside the U.S. These plans pay 80% for certain medically necessary emergency care after you meet a $250 deductible for the year. These plans have a foreign travel emergency coverage lifetime limit ......

While traveling overseas, in almost all cases, Original Medicare does not cover medical or healthcare expenses outside the United States. Nor does its prescription drug plans offer any coverage outside the U.S. MEDICARE ONLY COVERS HEALTH CARE IN THE U.S. Under “Original Medicare,” you will be responsible for 100% of medical costs outside the U.S.  Travel within the 50 states, the District of Columbia, Puerto Rico, Guam, American Samoa, U.S. Virgin Islands, and the Northern Mariana Islands is covered under “Original Medicare.” Medicare Advantage Plans Some Medicare Advantage plans provide some coverage while you travel overseas. HMO plans typically require subscribers to obtain medical ......