Monthly Archives: January 2020

What are cruise line “automatic gratuity” charges?

Why am I charged for gratuities? (Updated: 1/7/2020) First time cruisers may be surprised when they get their shipboard final statement the last evening of their cruise. Along with charges for specialty restaurants, onboard purchases, and cocktails, they'll discover a few hundred dollar charge for "gratuities" (some cruise lines are now calling it a "service charge" or "hotel service charge"). While gratuity charges are technically optional on most cruise lines, they are automatically added to your bill, and if you want to have them adjusted or removed, that will take some extra effort on your part. Usually the reception ......

By |2020-09-14T07:28:54-07:00January 7th, 2020|

Travel insurance & Medicare – what’s covered?

Most seniors traveling abroad have health coverage through Medicare. Here are some important considerations when considering which travel insurance plans work best for you. UNDERSTANDING TRAVEL INSURANCE & MEDICARE Medicare Doesn’t Cover Foreign Travel ​With very few narrow exceptions, Medicare does not cover medical care outside the United States. Standard Medigap or Supplemental plans C, D, F, G, M, and N provide foreign travel emergency health care coverage when you travel outside the U.S. These plans pay 80% for certain medically necessary emergency care after you meet a $250 deductible for the year. These plans have a foreign travel ......

By |2020-10-21T13:55:28-07:00January 2nd, 2020|
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